Privacy Policy

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NPFCU Privacy Policy

FACTS WHAT DOES NORTH PENN FEDERAL CREDIT UNION DO WITH PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number & account balances
  • Credit history and employment information
  • Income and payment history
How? All financial companies need to share customersí personal information to run their everyday business. In the section below, we list the reasons financial companies can share their membersí personal information; the reasons North Penn Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does North Penn FCU share? Can you limit this sharing?
For our everyday business purposes –
Such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
To offer our products and services to you		 Yes No
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes –
Information about your transactions and experiences		 No We don't share
For our affiliates’ everyday business purposes –
Information about your creditworthiness		 No We don't share
For nonaffiliates to market to you Yes Yes

To Limit Our Sharing

Call us at (215) 822-9119 or visit us online: www.northpennfcu.org
Please note: If you are a new member, we can begin sharing information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice

Questions

Call us at (215) 822-9119 or go to www.northpennfcu.org

Who We Are
Who is providing this notice? North Penn Federal Credit Union
How does North Penn FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer-safe-guards and secured files and buildings.
How does North Penn Federal Credit Union collect my personal information? We collect your personal information, for example, when you:
  • open an account or give us your contact information
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account - unless you tell us otherwise
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
North Penn FCU has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
- Non-affiliates can include consumer reporting agencies, data processors and check/share draft printers.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you
- Our joint marketing partners include CUNA Mutual Groupís MEMBERCONNECT, credit card companies and American Income Life Insurance Co.