Share/Savings Account
Whatever your financial goals, our share/savings account will bring you one step closer to reaching them.
To become a member of North Penn Federal Credit Union, a share/savings account with a minimum balance of $100 is required. In addition to membership, a regular share/savings account offers a safe and efficient way to accumulate funds.
Money Market Accounts
Looking for an investment account that gives you a high yield on your investment dollars and the ability to access the funds? Consider the advantages of a North Penn FCU Money Market Account with a minimum balance requirement of only $1,000.00.
Holiday Savings Club
Have you ever found yourself short on cash for the holiday season? Well, open a North Penn FCU Christmas Club and save for your holiday expenses.
Deposit as little or as much as you want, and the funds are there for the holidays every October.
Vacation Savings Club
Save for that weekend getaway or family vacation you have been dreaming about. This interest-bearing account can be opened anytime throughout the year. Unlike other vacation clubs, you can access the funds in your North Penn FCU Vacation Club up to anytime during the year.
Don't wait until the last minute. Start planning for that much-needed vacation by opening a Vacation Club Savings Account today!
Share Draft/Checking
NPFCU Share Draft (checking) Accounts are an excellent alternative to the high fees and service charges at other financial institutions. You will avoid high fees, save money, earn dividends (interest) on your balance, plus conveniently manage your money.
The best value in checking is right here at your credit union.
NO minimum balance requirement
NO check writing/per check fees
NO monthly service charges
Earn dividends on entire balance
ATM access
Easy to balance monthly statement
Share Certificates
Lock in your funds with a higher rate of dividends with a share certificate. Terms available from 6 months to 24 months. Penalties apply for early withdrawal.
Your Money is Safe!
Safety and security are two major considerations when evaluating any financial institution. You can rest assured that your money is safe with NPFCU. In fact, credit unions are among the most secure of all financial organizations.
The National Credit Union Administration (NCUA), an agency of the United States Government, insures individual member deposit accounts for up to a combined total of $250,000.
Savings/Dividend Rates
Funds Availability Policy
Notice to North Penn Federal Credit Union Members
Regulation CC states when deposits of various types must be made available to our members, measured in business days following the banking day on which the deposit is made. Business days are defined as Mondays through Fridays except most federal holidays. A banking day is any business day when NPFCU is open for substantially all of its banking activities.
Same Day Availability
The following types of deposits will be made available on the same day of deposit:
Cash
Electronic deposits
U.S. Treasury checks, state and local government checks or U.S. Postal Service Money Orders deposited in person to member’s Account
Wire Transfers
Payroll checks issued to our members
Federal Reserve Bank checks, Federal Home Loan Bank checks made payable to the member and deposited in member’s account
First $225.00 of checks deposited each business day
Second Day Availability
The following types of deposits will be made available on the second business day following the banking day deposited:
U.S. Treasury checks, U.S Postal Service Money Orders not deposited in a payee’s account
Funds from other checks
Longer delays may apply if we believe the check will not be paid, if you deposit checks totaling more than $5,525.00 in any one day, a check is redeposited, or your account has been overdrawn repeatedly. There are special rules for new accounts under 30 days old.
North Penn Federal Credit Union may provide earlier availability of funds if it chooses and may extend the time when funds are available up to periods sent by Regulation CC on a case by case basis.